I believe this lichen to be Caloplaca saxicola ssp. saxicola (Hoffm.) Nordin. It could even be Caloplaca citrina (Hoffm.) Would appreciate help from a member.
Richard Droker at http://www.flickr.com/people/29750062@N06/ is a lichen guy. He has a large collection of lichen photos and lots of knowledge about them, I believe.