My espalier apple trees have done well this year. I planted them last fall. I have noticed this past week that several leave have folded over and dried up. In looking closer, I found several cotten type patches attached in the folds that may have a worm. I also noticed several places with webbing that had many black dots (maybe eggs). What do I have and what do I do about it. I have picked the leaves and put them in the garbage.