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I agree with the statement regarding the variability of palm germination. That variability also applies to growth as well. Two seeds that break...
Since Victorian times, the Kentia palm(Howea fosteriana) has always been the gold standard for indoor palms. It has a single trunk, grows about 15...
You didn't mention cultivation: water, sunlight, etc. but from your description, it sounds like a soil fungus. When you water, wet soil splashes...